If you are considering moving to a new property, it is a great time to review your current mortgage to see whether it is still appropriate for your needs or whether there are more suitable deals available to you.
If you already have a mortgage on your existing property, it may well be that it is “Portable” and can be transferred over to a new property. However, this is not always the case, and your current lender may have stipulations in place about the type of property you can buy, which only come to light when you have found your new property. Similarly, you may be moving up the property ladder, and needing to increase your borrowing, and your current lender may be unable to assist due to their affordability calculations.
This is where our experienced team of brokers can be of help to you. We can review the whole market, to ensure that we find the best deal for you based on your specific circumstances and requirements. We will make sure that your new mortgage remains affordable for you, whilst at the same time ensuring that it is repaid as quickly as practical to avoid paying any unnecessary interest charges.
Even if your current deal is portable and can be topped up to the required levels, we can in a lot of cases still process the often complex and time-consuming application for you, to give you one less thing to worry about and take some of the stresses of moving home away from you.
